Which of the following is NOT a common type of credit card fraud?

• A. Profiling
• B. Skimming
• C. Card counterfeiting
• D. Advance payments

Answer: (A)

Profiling isn’t a direct way to commit a credit card payment fraud. It’s about gathering information on a person to identify opportunities or vulnerabilities, which can help plan fraud, but it isn’t a specific fraudulent transaction method itself. In contrast, skimming captures card data at the point of sale or ATM, which is a concrete way fraudsters steal card information; card counterfeiting uses stolen data to create counterfeit cards for transactions; advance payments describe schemes where fraudsters pressure or trick someone into paying upfront for goods or services, which directly involves a fraudulent payment action. Because profiling does not describe a distinct card-based fraud technique used to steal data or trigger unauthorized charges, it is not considered a common type of credit card fraud.