Which of the following are red flags of insider computer fraud?

• A. III and IV only
• B. I and III only
• C. I, II, III, and IV
• D. II and IV only

Answer: (D)

Red flags for insider computer fraud show up when someone with legitimate access uses it in a way that doesn’t fit their role, or when there are clear attempts to hide that misuse. The two indicators described point directly to those patterns: one signals access that departs from normal duties, and the other signals actions aimed at concealing or altering records. Those are the strongest signs of fraud because they combine inappropriate capability with an intent to conceal. The other indicators may be routine, benign, or not strongly linked to improper activity, so they don’t carry the same weight as red flags in this context.