__________ is the term used for including additional coverages in an insurance policy without the insured's knowledge.

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Multiple Choice

__________ is the term used for including additional coverages in an insurance policy without the insured's knowledge.

Explanation:
Sliding is the term used for including additional coverages in an insurance policy without the insured's knowledge. It describes secretly adding riders or increasing coverage and charging higher premiums without informing the policyowner. This undermines the insured’s control over what is insured and can lead to unexpected costs or terms. Endorsements and changes should require clear disclosure and consent; doing so without authorization is considered sliding.

Sliding is the term used for including additional coverages in an insurance policy without the insured's knowledge. It describes secretly adding riders or increasing coverage and charging higher premiums without informing the policyowner. This undermines the insured’s control over what is insured and can lead to unexpected costs or terms. Endorsements and changes should require clear disclosure and consent; doing so without authorization is considered sliding.

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