A fraudster uses the president's email to request a wire transfer. Which scheme is this?

• A. Rock phishing
• B. Pharming
• C. Reverse social engineering
• D. Business email compromise

Answer: (D)

This item tests recognizing business email compromise, where an attacker uses a trusted executive’s identity to manipulate financial transactions. By impersonating the president and requesting a wire transfer, the fraud leverages authority and urgency to bypass normal payment controls, a classic hallmark of BEC (also called CEO fraud or executive impersonation).

Other options don’t fit as neatly: phishing is a broader attack aimed at stealing credentials or delivering malware, not specifically about triggering a wire transfer through an impersonated executive. Pharming redirects victims to fraudulent sites to harvest data, which isn’t about sending a payment request via email. Reverse social engineering involves the attacker creating a scenario where the victim seeks help from the attacker, but it isn’t defined by impersonating a high-level executive to authorize funds.